Documents Required for Bihar Student Credit Card Scheme application

Published Date - 06 September 2017 05:45:01 Updated Date - 25 October 2017 10:54:50

Bihar Government has finally got the cabinet approval on 14th September. The state government under the scheme will facilitate education loans to the students for higher studies.

To be run by the education department, Student Credit Card Scheme (SCCS) will facilitate the education loan to the 12th passout students willing to pursue higher education. The state government will facilitate education loans of upto Rs. 4 lakh from the nationalized banks by acting as guarantor.

Irrespective of the financial background, 12th Pass students who secures admission in any of the recognized institutes for higher education will be eligible to avail the loan. Under the scheme, the state government has set a target of disbursing education loans to 5 Crore students within 2016-17.


Documents Required for Bihar Student Credit Card Scheme

  1. Mark sheet & Certificate of Class X, XII & last qualifying examination of the student
  2. Copies of letter conferring scholarship, free ship, etc.(if applicable)
  3. Documents evidencing duration of course of commencement thereof, viz Prospectus or Certificate from
    the competent authority of the Institution(if the University is from Bihar, then its not needed)
  4. Proof of admission to the course
  5. Schedule of expenses for the course
  6. Copy of the PAN Card of Student & Guardian (both) before disbursement of Education Loan.
  7. Two copies of Passport size photograph of the student/ parent /guardian/guarantor
  8. Salary certificate & form 16 of previous year (In case of employed)
  9. I.T. Returns for the last 2 years (if I.T. Assessed) duly accepted by the ITO
  10. Statement of bank account for the last six months of the guardian/parent.
  11. Proof of residence (Identity card/Passport/voter Identification card/Driving license)
  12. Tax paid receipts etc. (Advance IT/Property Tax/Municipal Tax. etc.)

Loan Approval Process

After collecting all the documents, students will have to visit the counters on the appointed date. There will be a single application form format for student credit card scheme which will be applicable at all banks.

The government officials will examine and verify all the details and documents submitted by the students including the admission related details from the respective educational institutions. This will be done within 15 days after receiving the documents from the students.

After verification, details/documents will be shared with the banks which will then approve or disapprove the loan within 15 days. The loan approval/disapproval with reason information will be shared by the banks to the applicants by SMS. 

In case of approval, the applicants will be required to visit the bank branch to complete the documentation formalities. After which the banks will issue credit cards to the students which can be used to pay the fee and expenses of higher education.

Apply Online Now:

Mukund kumar -------9771268667


sir plz reply hello sir actually i lost my class 10th certificate so how can we verify no other source are possible to getting certificate , but my all document is cleared only this so plz help me to apply credit card sir please i am very troubled due to this reason and plz reply sir

Sir my aditya kumar


sir plz send all document are used in student credit card

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