Krishak Sahakari Rin Mitra Yojana in MP – Loan Repayment Scheme for Farmers

Published Date - 01 December 2017 04:43:58 Updated Date - 02 December 2017 03:44:37

Chief Minister’s Shivraj Singh Chauhan Launches Krishak Sahakari Rin Mitra Yojana for farmers in Madhya Pradesh. Under the scheme, Farmers who pay their loan on time will be honoured. The objective of the scheme is to encourage farmers to pay loan installments at regular intervals which will benefit them in availing further Farmer loan scheme in MP.

Madhya Pradesh government has launched "Krishak Sahakari Rin Mitra Yojana" or "Farmer cooperative loan friends scheme" to encourage farmers to repay loans on time. Under the scheme, the state government will now respect the farmers from the district to the state level. Therefore, the farmer cooperative loan friends Scheme has been implemented across the state.

Under the scheme, the farmer who return the loans for three years or five years regularly, will be honored by placing a cave, by giving a citation and by registering on the information board of the co-operative society.

Moreover, the state government will form new committees in the state to create new opportunities for employment in the village and the district. The state government will also constitute the federation at the state level.

Krishak Sahakari Rin Mitra Yojana

The cooperative department has announced two new schemes named as “Cooperative to Antyodaya” or Sahakarita Se Antyodayao Yojana and “Farmer cooperative Loan Friends Scheme” or Krishak Sahakari Rin Mitra Yojana. Under Rin Mitra Yojana, the government will give awards to the farmers who are repaying their loan on time for three years at the district level. Similarly, the farmer who returns the amount of loan for five years regularly will get the award at the state level. Besides, an employment and enterprises opportunities will be created for the youth.

As per the information received from the source, many farmers are still not paying the loan amount despite the loan provided to the farmers without any interest.

The scheme will help the farmers in repaying the loan so that their loan burden and help them in growing their life.

Under Krishak Sahakari Rin Mitra Yojana, the farmers who are regularly repaying their loan on time for the past three years or five years will get respect by placing a cave and giving a citation along with their name to be registered on the information board of the co-operative society.

समय पर कर्ज चुकाने किसानों को प्रोत्साहित करने के लिए सरकार अब जिले से लेकर राज्य स्तर पर किसानों को सम्मान करेगी। इसके लिए कृषक सहकारी ऋण मित्र योजना लागू होगी। इसमें लगातार तीन साल या पांच साल कर्ज चुकाने वाले किसानों का साफा बांधकर, प्रशस्ति पत्र देकर और सहकारी समिति के सूचना पटल पर नाम दर्ज कर सम्मान किया जाएगा।

The cooperative department has announced two new schemes on the Occasion of the 64th All India Co-operative Week. The name of the schemes are “Cooperative to Antyodaya” or Sahakarita Se Antyodayao Yojana and “Farmer cooperative Loan Friends Scheme” or Krishak Sahakari Rin Mitra Yojana. The implementation of these schemes will soon start across the state.

Objectives of Krishak Sahakari Rin Mitra Yojana Madhya Pradesh

  • To Honour Farmers who pay loan on time
  • Encourage other Farmers for loan repayment
  • Farmers will also receive certificate from MP State government
  • The Rin Mitra Yojana will also benefit farmers to get loan in future
  • The scheme will be implemented from district level to the state level

CM Shivraj Singh Chauhan also released a book named “Sahakarita se Antyodaya Pustika”. The scheme will help in monitoring of farmers who pay loan on time and who doesn’t. Farmers covered under the Krishak Sahakari Rin Mitra Yojana will also receive additional benefits from the government.

The Madhya Pradesh state government has started various welfare schemes for farmers like Krishak Udyami Yojana, Samadhaan Farmer loan, and many other agriculture schemes

Highlights of MP Krishak Sahakari Rin Mitra Yojana:

  • Government of Madhya Pradesh to honor farmers to repay their loans on time
  • All such farmers will be honored and awarded at state and district levels
  • The Krishak Sahakari Rin Mitra Yojana will benefit farmers get loan in future
  • The government will give appreciation certificates for loan repayment on time
  • The scheme will encourage farmers to repay their loans
  • The MP government to take strict action against usurers who harass farmers and to make new rules for them
  • Krishak Sahakari Rin Mitra Yojana will help farmers to repay their loans in 5 consecutive years

 

 

Benefits of MP Krishak Sahakari Rin Mitra Yojana:

  • समय पर कर्ज चुकाने किसानों को प्रोत्साहित करना |
  • समय पर कर्ज चुकाने वाले किसानों का साफा बांधकर, प्रशस्ति पत्र देकर और सहकारी समिति के सूचना पटल पर नाम दर्ज कर सम्मान किया जाएगा।
  • भविष्य में समय पर क़र्ज़ चुकाने वालों को आसानी से कर्ज़ उपलब्ध करवाया जायेगा

विभागीय अधिकारियों ने बताया कि बिना ब्याज का कर्ज देने के बावजूद कई किसान समय पर इसकी अदायगी नहीं करते हैं। दतिया जैसे जिला बैंकों की वसूली 15 फीसदी से भी कम है। इस तरह के चार-पांच जिला बैंक हैं। वसूली कम होने का असर बैंकों के कारोबार पर भी पड़ता है। इसे देखते हुए सरकार ने किसानों को समय पर कर्ज लौटाने प्रोत्साहित करने नियमित कर्ज अदायगी वाले किसानों को सम्मानित करने की योजना बनाई है।

तय किया गया है कि तीन साल जो किसान लगातार कर्ज अदायगी करेंगे, उन्हें जिला स्तर पर सम्मानित किया जाएगा। इसी तरह पांच साल लगातार कर्ज चुकाने वाले किसानों का राज्य स्तर पर सम्मान किया जाएगा। इसी तरह ग्रामीण क्षेत्रों में रोजगार के नए मौके पैदा करने के लिए स्थानीय जरूरतों को देखते हुए प्राथमिक समितियां बनाई जाएंगी। इन्हें काम करने के लिए कर्ज दिलाने जिला स्तरीय समिति बनाकर महासंघ से जोड़ा जाएगा।

The business of the banks is in difficulties due to low percentage of loan recovery. Therefore, the government has planned to give the respect the farmers who are regularly paying off the debt and encourage more farmers to repay their loans on time.


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