Apply online for Ayushman Bharat Yojana 2018 - Complete Details

Published Date - 14 April 2018 06:10:57 Updated Date - 14 April 2018 06:12:28

Ayushman Bharat Yojana is launched by the central government. National Health Insurance Yojana is a very big step to provide insurance to the Indian people worth Rs 5 Lakhs. The health initiative is aimed at providing health insurance coverage of up to Rs. 5 Lakh per year to vulnerable families. The central government under the Ayushman Bharat Yojana will cover about 100 million (10 Crore) poor families (Approximately 50 Crore Citizens) from across the country.

भारत सरकार ने आयुष्मानभारत योजना के नाम पर नैशनलहेल्थ प्रोटेक्शनइन्शुरन्स योजना की शुरआत की है| नैशनल हेल्थ प्रोटेक्शन योजना के तहत लोगों को 5 लाख तक का स्वस्थ्य बीमा दिया जायेगा | सरकार की तरफ से लोगों को माध्यमिक और तृतीयक अस्पताल में भर्ती के लिए प्रत्येक परिवार के लिए 5 लाख तक की मदद प्रदान की जाएगी| इस आयुष्मानभारत राष्ट्रीय स्वास्थ्य सुरक्षा योजना के तहत लगभग 10 करोड़ परिवारों को पूरे देश में लाभ मिलेगा।

National Health Protection Scheme under the Ayushman Bharat Programme will provide secondary and tertiary care hospitalization. The complete cost of the scheme implementation including the insurance premium will be borne by the central and state governments.

In another initiative under the Ayushman Bharat Yojana, the central government would open 1.5 Lakh health and wellness centers across the country to bring health services closer to people. These health and wellness centers will provide basic diagnostic services and essential drugs for free.

National Health Protection scheme - Ayushman Bharat Yojana- Ayushman Bharat Yojana

10 करोड़ गरीब और कमजोर परिवारों और 50 करोड़ लाभार्थियों को कवर करने के लिए नैशनलहेल्थ इन्शुरन्स योजना का मुख्य उद्देश्य है| इस योजना के अंतर्गत, 10 करोड़ परिवारों को उपचार के लिए हर साल प्रति परिवार 5 लाख रुपये की सहायता प्रदान की जाएगी।

सरकार ने बजट में ‘आयुष्मान भारत’ नाम से बड़ी फ्लैगशिप योजना को लॉन्च करने का ऐलान किया है। ट्रस्ट मॉडल या इंश्योरेंस मॉडल पर काम करेगा। नई योजना नए वित्त वर्ष यानी 1 अप्रैल 2018 से लागू होगी। गरीब परिवारों के लोग 1 अप्रैल से 5 लाख रुपये तक का इलाज मुफ्त में करवा सकेंगे।

National Health Protection Scheme:

  • Under this scheme, govt. will provide Rs. 5 lakh to each family.
  • Subsequently, this mega Universal Health Protection Scheme will benefit 50 crore people across the entire nation.
  • Accordingly, people can avail secondary and tertiary treatment in any hospitals using this financial assistance.
  • In addition to this, central govt. is going to set-up 1.5 lakh health and wellness centers and community healthcare clinics under Bharat Ayushman Programme. For this programme, govt. will allocate Rs. 1200 crore and will also provide treatment for non-communicable diseases.
  • Furthermore, govt. will also focus on including private enterprises to join the programme as a part of Corporate Social Responsibility (CSR) Initiatives.

Modicare, the National Health Protection Scheme announced by Finance Minister Arun Jaitley during his Union Budget 2018 speech has only one new factor – monetary increase from Rs 1 lakh to Rs 5 lakh per family. Jaitley had first announced this scheme in his 2016-17 Union Budget speech.

Apply Online for Ayushman Bharat Yojana

Since the government is pushing digital delivery of its services like never before, it is likely vulnerable families may be invited to register / apply online for the Ayushman Bharat Yojana. However, there is no official website / link available where online registrations / applications can be made or even the details are available.

NOTE: As soon as the information about Ayushman Bharat Online Application is available, we’ll update it here.

Ayushman Bharat Application Form Download
The applications for the health insurance scheme can also be invited through the offline mode at health centers across the country. The format of the registration / application form might be available to view and download very soon.

Ayushman Bharat Application Form Download Link: Will be Updated Soon

Ayushman Bharat Yojana Eligibility Criteria / Beneficiary Selection

The eligibility criteria of Ayushman Bharat Yojana is solely based on the Socio-Economic Caste Census (SECC) data covering both rural and urban areas across the country. The total number of the beneficiary families would be about 10.74 Crore consisting of deprived rural families and identified occupational category of urban workers’ families.

However, if the criteria of exclusion / inclusion / deprivation / occupation in SECC data is changed in future, the scheme will take into account all the changes and the beneficiary families will be included / excluded on the basis of same changed criteria.

Ayushman Bharat Yojana Coverage / Implementation

The National Health Protection Scheme / Mission under the Ayushman Bharat scheme will be implemented in all the states and union territories to cover all the targeted beneficiary families across the country. The programme will be implemented by the Ayushman Bharat National Health Protection Mission Agency (AB-NHPMA) under the supervision of Ministry of Health and Family Welfare, Government of India.

State Health Agency (SHA), newly formed or formed using an existing trust / society / no-profit company / state nodal agency would be responsible for the implementation of the scheme in respective state & UT’s.

List of Hospitals
The cashless benefits of treatment under the scheme would be available in all the government hospitals and empaneled private hospitals except the negative list across the country.

Salient Features of Ayushman Bharat Yojana –

Below are some of the main / salient features of Ayushman Bharat Programme

  • National Health Protection Mission and Health & Wellness Centers are the two major initiatives started under the Ayushman Bharat Scheme.
  • National Health Protection Mission will provide insurance coverage of up to Rs. 5 Lakh per family per year for secondary and tertiary care hospitalization.
  • 1.5 Lakh health and wellness centers would be started in health centers / hospitals across the country. More than 18 thousands already in operation.
  • About 10 Crore deprived rural and urban families (About 40% of the total population of the country) to be covered under the health insurance coverage scheme.
  • The selection of beneficiaries to be done on the basis of SECC data.
  • There will be no restriction on the size of the covered beneficiary family.
  • The scheme will lead to timely treatment of the patient and increase in overall patient satisfaction. Overall efficiency and productivity of health care services will be improved thus improving the quality of life.
  • The premium of the insurance coverage will be completely borne by the central and state governments based on the ration defined by the Ministry of Finance.
  • State Health Agency (SHA) would be the responsible body for the implementation of the scheme in states.
  • The cost of the treatments would be defined by the government in the advance as packages to control the cost.
  • The benefits of the scheme would be portable across the country, meaning, a beneficiary can avail the cashless treatment at any government or empaneled private hospital in the country.
  • To enable the paperless & cashless transaction, central government would establish a robust, modular, scalable and interoperable IT platform in partnership with NITI Aayog.
  • Ayushman Bharat – National Health Protection Mission will subsume the on-going centrally sponsored schemes – Rashtriya Swasthya Bima Yojana (RSBY) and the Senior Citizen Health Insurance Scheme (SCHIS)

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