Punjab Debt Waiver Scheme for SC / ST /OBC − to waive off Loans upto Rs. 50,000

Published Date - 13 April 2018 05:06:33 Updated Date - 13 April 2018 05:09:11

The Punjab cabinet on Thursday decided to waive off loans up to Rs 50,000 each taken from the Punjab Scheduled Castes Land Development and Finance Corporation (PSCLDFC) and Punjab Backward Classes Land Development and Finance Corporation (PBCLDFC).

The waiver will benefit 15,890 people who had taken loans up to March 31, 2017, including those who had defaulted on their payments. Accordingly, the state govt. will waive off the loans upto Rs. 50,000 taken from the Punjab Scheduled Castes Land Development and Finance Corporation (PSCLDFC) and Punjab Backward Classes Land Development and Finance Corporation (PBCLDFC). This loan waiver scheme will commence from 14 April (birth anniversary of Dr. B.R. Ambedkar).

At the official launch event at DAVIET, CM would hand over the cheques to the eligible beneficiaries. DC and Police Commissioner have already issued instructions to ensure that mega event is organized successfully.

Under the scheme, the beneficiaries would be issued no dues certificates only after they repay the balance amount, with interest, minus Rs 50,000 which the government has decided to waive. The cut-off date would be March 31, 2017, for calculation of interest/penal interest.

पंजाब के मुख्यमंत्री अमरिंदर सिंह अब 14 अप्रैल को बी आर अंबेडकर की जयंती के अवसर पर आयोजित एक राज्य स्तरीय समारोह के दौरान अनुसूचित जातियों, जन जातियों और पिछड़े वर्गों OBC / SC / ST Category के आर्थिक रूप से कमजोर सदस्यों के लिए कर्जमाफीयोजना का शुभारंभ करेंगे।

इस जानकारी के मुताबिक, जलंधर के उप-कमीशनर वरिंदर कुमार शर्मा ने समारोह के दौरान कहा, मुख्यमंत्री पंजाब अनुसूचित जाति भूमिविकासऔरवित्तनिगम (पीएससीएलडीएफसी) Punjab Scheduled Castes Land Development and Finance Corporation (PSCLDFC)और पंजाबपिछड़ावर्गकेभूमिविकास से लिया गया 50,000 रुपये तक के ऋणकोमाफ करने के लिए योजना का शुभारंभ करेंगे। और वित्तनिगम (पीबीसीडीएफसी)लाभार्थियों को चेक देंगे।

Features of Punjab Debt Waiver Scheme for OBC / SC / ST

The important features and highlights of Punjab loan waiver scheme for poor people are as follows:-

  • PSCLDFC is the nodal agency to provide loans at minimal interest rate to the poor people belonging to SC Category. Similarly, PBCLDFC is the agency to give loans at nominal interest to the backward people.
  • All the poor people who have taken loans from these 2 agencies / corporations can now avail the benefits of Debt Waiver Scheme. This debt waiver scheme will waive of loans upto Rs. 50,000 taken from these 2 corporations.
  • Punjab govt. will issue no dues certificates to the borrowers after they repay their balance amount with interest minus Rs. 50,000 which the state govt. is going to waive off. Punjab CM will hand over the cheques to the eligible beneficiaries.
  • The cut-off date to calculate interest or penal interest on loans taken is 31 March 2017.
 Officials will make every possible effort to ensure that people participate in huge numbers at this event to make it a complete success. All the beneficiaries of Doaba region are also going to take part in the launch event of Punjab Debt Waiver Scheme. This event will held at DAVIET on the birth anniversary of Bharat Ratna Dr. B.R. Ambedkar.

 


Leave Your Comment Here