Mukhyamantri Swasthya Beema Yojana (MSBY) Launching on 15th November in Jharkhand

Published Date - 14 October 2017 05:18:39 Updated Date - 25 October 2017 05:28:11

Mukhyamantri Swasthya Beema Yojana (MSBY) is a new health insurance scheme in the state of Jharkhand which will be launched on 15th November 2017. The state government of Jharkhand will implement the Swasthya Beema Yojana from 28th December 2017 to provide health insurance coverage to the state residents.

The government is preparing to launch the Chief Minister Health Insurance Scheme on 15th November. The scheme will provide benefits to about 57 lakh families in the state who are covered under the National Food Security Act. The government would provide free and cashless treatment to the poor families under the scheme.

The government may not take any premium from the poor people of the state and borne the full premium. The treatment under the Mukhyamantri Swasthya Beema Yojana would be available at all the government hospitals and empaneled private health institutions. The government will also enlist the popular and well known hospitals and nursing homes at its border line and neighboring states for free and cashless treatment under the scheme.

Chief Minister of Jharkhand Raghubar Das on Friday announced that the Mukhya Mantri Swasthya Bima Yojana  will be launched from Ranchi on November 15 and will cover the entire state by December 28.

Das, who reviewed the the preparedness of the scheme during the day, said the necessary preparations have been taken and 57 lakh families who are beneficiaries of the National Food Security Act would be benefitted by it.

The poor would not have to spend anything on their treatment as the entire system would be cashless and the government would give cards to the beneficiaries, an official release said quoting Das.

The chief minister said all government hospitals, leading nursing homes and private hospitals in the state would be empanelled in the scheme, besides hospitals in nearby states where patients are referred, the release said.

The process would be transparent through an effective software, the CM said.

Rs 50,000 would be sanctioned for secondary care and Rs two lakh rupees would be for special care, besides an additional Rs 30,000 for elderly persons, the chief minister said.

Objectives of CM Health Insurance Scheme

  • The government will setup more centres under the CM Health Insurance Scheme across the state.
  • These centres would be helpful for the people to understand the scheme.

An awareness campaign has been started in at least five villages by the students of Kasturba Girls Residential schools to generate hype among the people. Under the campaign, One lakh rupees prize money would be given to the school which will show effective results under this scheme.

The guidelines for the operations and implementation of CM Health Insurance scheme is being prepared by the health ministry. The health ministry will soon start the process of selection of the insurance companies and hospitals for the scheme.

The scheme will be applicable in all Government and private hospitals across the state. The insurance policy will cover treatment, investigations and medications and other facilities regarding of diseases in the hospitals.

Benefits Under Mukhyamantri Swasthya Beema Yojana (MSBY)

The state government would provide health insurance coverage to the state residents, especially families belonging to the economically weaker section of the society under the MSBY scheme.

Under the scheme, Rs. 50,000 has been provisioned for secondary care and Rs. 2 lakh for special care, Rs. 30,000 for senior citizens of additionally covered class. The government would provide health cards to the beneficiaries and the whole system would be cashless.

 The MSBY scheme, once implemented would be of great help to the state residents especially those who are not able to afford today’s costly treatments.

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