West Bengal Govt. Launches Self Help Group (SHG) Scheme– 700 Crore for 50 Lakh Rural Women

Published Date - 15 March 2018 05:17:21 Updated Date - 15 March 2018 05:21:40

On 11th of March 2018, the west Bengal government under the leadership of Mamata Banerjee while conducting a speech during the rally organized to raise the support for International women’s day has announced the details of allocating a whooping amount of Rs. 7 hundred crore, in order to drive the rural women of the state to get merged with the Self Help Group (SHG).

It is predicted that, the state government of Bengal has targeted to bring approximately 50, 00,000 rural women under the shelf of SHG.

According to West Bengal co-operation minister, Arup Roy, around two lakh SHGs are already in operation in the state and around 50 lakh women are already associated with the existing SHGs.

In order to improve the standards of the rural women of the west Bengal and to stabilize the women empowerment process in the rural parts of the state. The state government is about to establish the new welfare policy with a whooping budget.

The scheme will have three phases. The first phase will be identification of women who are not currently covered under SHG network, and arrange for their training, the cost of which will be borne by the state cooperation department.

Under this scheme, govt. will provide skill development training and vocational training to rural women. Moreover, govt. will also arrange loans to create self employment. Furthermore, govt. will also promote the products of SHGs through state govt. departments.

The second phase is providing them loans from different cooperative banks and cooperative societies at low rates of interest. The final phase is promoting and marketing the products of these SHGs through outlets and network of different state government departments like agriculture marketing, food & supplies and small & medium industries department, among others.

West Bengal SHG scheme will result in the overall development of women and will take place in 3 phases.

3 Phases  of  West Bengal Self Help Group (SHG) Scheme –

West Bengal  govt. will implement this scheme in 3 phases which are as follows:-

  • Identification & Training (1st Phase) – In first phase, the state govt. will identify rural women who are not covered under SHG network. After identification process, govt. will provide Skill Development training and its entire cost will be borne by the state co-operation department.
  • Loans to Rural Women (2nd Phase) – West Bengal govt. is going to provide loans to women in villages. Accordingly, govt. will give interest subsidy on loans from different cooperative banks and cooperative societies. Henceforth, women this get these loans for self employment at low interest rates.
  • Promotion & Marketing of SHG Products (3rd Phase) – The final phase of this scheme will include promotion and marketing of the products of these SHGs. For this reason, govt. will open SHG outlets and will also create a network of other state govt. departments such as agriculture marketing, food & supplies and small & medium industries department.
  • Till date, there are around 2 lakh active Self Help Group in West Bengal and around 50 lakh women are associated with it. So, the state govt. wants to increase this number to 1 crore with inclusion of 50 lakh more women. Henceforth, govt. will complete this project of opening 2 lakh more SHG in Bengal in the FY 2018-19.

Key  Features of West Bengal Self Help Group (SHG) Scheme

  • It is expected that this project will kick start on head of upcoming 3-tier Panchayat election. However, it is believed that the scheme will fulfill its motive and starts to offer benefits to the rural women by the end of the FY 2018 – 2019.
  • As far as the data collected from the government officials, it is identified that around 2, 00,000 SHG’s are active across the state with the members count of 50, 00,000.
  • State government is planning to increase the SHG’s count to 4Lakh, by adding 50, 00,000 more new women  members from rural parts by establishing another 2,00,000 SHGs across the rural areas of the state.

The state government of West Bengal has planned to implement and to drive positive outcome/benefits of the scheme by the end of the financial year 2018 – 19, where the state will face the assembly election. The CM of the state Mamata Banerjee also pointed that she has been focusing on state assembly election by leaving the upcoming Panchayat election to the party members.

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